Bay Edge Mortgages

At Bay Edge Mortgages, we are committed to delivering exceptional service that meets your financial needs. Our approach involves a thorough understanding of your requirements, enabling us to provide effective solutions that align with your goals. We believe in fostering long-term relationships built on trust and transparency, ensuring that you feel confident and supported throughout your mortgage journey. Whether you are buying your first home or looking to refinance, our team is here to guide you every step of the way.

Our deep understanding of the local market allows us to provide insights that are relevant and actionable. We are here to assist you in finding the right financial solutions tailored to your unique situation. With our extensive experience in the industry, we can help you navigate the various options available, making the process straightforward and accessible.

Enjoy the peace of mind that comes from working with knowledgeable professionals who understand the intricacies of finance. We pride ourselves on our proactive communication and commitment to your success. Each interaction is designed to empower you with the information needed to make informed decisions, ensuring a smooth and seamless experience throughout.

Experience personalised service and expert guidance at every step of your financial journey. Our team is dedicated to navigating the complexities of the mortgage landscape for you. We work diligently to ensure that you receive the support necessary to achieve your goals. Trust us to manage the process efficiently and effectively, ensuring your needs are met with care.

The 2025 Estimated Resident Population for City of Greater Geelong is 295,052, with a population density of 235.6 persons per square km.

The City of Greater Geelong is located in south-western Victoria, about 75 kilometres south-west of the Melbourne CBD. The City of Greater Geelong is bounded by Moorabool Shire in the north, Wyndham City and the Borough of Queenscliffe in the east, Bass Strait in the south, and Surf Coast Shire and Golden Plains Shire in the west.

Residents enjoy access to a variety of local amenities, including parks, schools, and shopping facilities. The proximity to Geelong ensures that residents can benefit from urban conveniences while enjoying the tranquillity of suburban living. This combination of lifestyle and accessibility makes Geelong an attractive option for those looking to purchase property.

Over the last five years, the property market has experienced encouraging growth, making it a desirable choice for prospective buyers. The current median house price is approximately $891,500, while the median unit price hovers around $540,000. Overall, house prices have steadily risen, demonstrating strong demand in the region, whereas unit prices have shown stability. This pattern reflects a vibrant market, bolstered by ongoing infrastructure projects and a growing population.

Living in Geelong offers a balanced coastal lifestyle with significantly lower living costs compared to Melbourne, featuring a median house price often over $300,000 cheaper. Residents enjoy a vibrant city, excellent waterfront access, and proximity to the Great Ocean Road, while benefiting from strong local job sectors in health and education.

As of 2026, the City of Greater Geelong is one of Australia’s fastest-growing regional cities, with an estimated population nearing 300,000. The population is culturally diverse with over 77% born in Australia, alongside significant English, Italian, and Croatian communities. Geelong features a mix of families and an ageing population, with the largest age group being 35-49 year-olds.